The Core of Prudent Management: Precision in Provisions and Capital: Accurate calculation of accounting provisions and regulatory capital requirements is critical for the stability and sustainability of financial institutions. Today, advanced provisioning engines have become the cornerstone for ensuring precision, agility, and strict compliance with global regulatory standards.
Today, generative AI and decision engines transform these processes into dynamic, data-driven activities that enhance customer satisfaction and optimize portfolio
Decision Engines: Automated Yet Fully Controllable
Our solution leverages configurable calculation engines that apply thousands of rules simultaneously across credit portfolios, assessing:
- Risk exposure
- Customer payment behavior
- Macroeconomic conditions
- Local and international regulations
The engine’s flexibility allows risk and finance teams to define, adjust, and simulate provisioning and capital policies in real time—no additional coding required.
Tangible Gains in Accuracy and Efficiency
Adoption of decision engines has delivered measurable results:
- 85% reduction in manual provisioning errors.
- 40% faster financial close processes.
- 30% quicker stress-testing adjustments.
Result: More reliable regulatory reporting and data-driven financial decisions.
Real-Time Simulations and Stress Testing
The platform enables business users to model provisioning and capital impacts under scenarios like:
- Recessions
- High inflation
- Surges in delinquency
Beyond regulatory stress-test compliance, this supports proactive capital management.
Institutional outcomes include:
- 50% faster response to emerging regulatory changes.
- Real-time capital optimization for loans and credit lines.
End-to-End Regulatory Compliance
Every calculation aligns strictly with:
- IFRS 9
- Basel III
- CECL
- Local regulations
Full auditability, automated data validation, and anomaly alerts ensure uncompromised data integrity.
Business Autonomy and Instant Scalability
Designed for non-technical users, the platform empowers risk, finance, and compliance teams to:
- Manage calculation models independently.
- Adjust provisioning policies in minutes.
- Scale seamlessly with portfolio growth.
All without sacrificing governance over critical processes.
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2. Let’s continue with your FREE CUSTOM DEMO! After our brief meeting, we can arrange a genuine demo with your team to show you live how our technology works, tailored to your objectives and needs.
Already know which Algonew´s technology your company needs? Email us at marketing@algonew.com or fill out our contact form here, describing your type of business or industry, what tasks or goals you wish to accomplish, and which Algonew technology solution you want to try.
Discover all our Smart Technology Solutions based on Artificial Intelligence & Neural Networks for professionals and much more!
Our Intelligent Solutions are powered by the latest technology in Artificial Intelligence and Natural Language Processing (NLP)
At AlgoNew we specialize in infusing intelligence into your digital interactions, empowering your company to deliver a tailored and efficient customer experience. Our methodology integrates intelligent decision management, natural language processing, and advanced analytics.
If you aspire to propel your business into new realms of efficiency and personalization, AlgoNew invites you to explore the transformative capabilities of cutting-edge technology.
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Conversation Management: Conversing with your customers on digital platforms, be it through chatbots or virtual assistants, is an art form. Our natural language processing technology ensures effective and natural interactions, allowing customers to engage with digital systems as seamlessly as humans. This elevates the overall user experience, fostering a deeper connection.
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Our smart solutions offered are designed to revolutionize your digital interactions with customers. It empowers you to make well-informed, data-driven decisions, facilitates natural and effective customer interactions, and provides crucial insights into your business processes.
The result will be a seamless customer experience and increased business efficiency, marking the hallmark of your operations.
In the ever-evolving landscape of digital relationships, AlgoNew stands at the forefront, turning these interactions into revenue. Embrace the future of business dynamics with AlgoNew, where every interaction is a step towards a more intelligent, efficient, and customer-centric approach.
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