At Algonew we firmly believe that the most critical stage of the credit cycle does not begin with default—it starts much earlier. Pre-collection represents a strategic window to anticipate customer behaviour, build healthier relationships, and, most importantly, significantly reduce early delinquency.
The data is overwhelming: 1 in 2 customers (49%) abandon calls due to long wait times. This reality, which directly affects business profitability, finds an effective and scalable solution in Artificial Intelligence.
The Core of Prudent Management: Precision in Provisions and Capital: Accurate calculation of accounting provisions and regulatory capital requirements is critical for the stability and sustainability of financial institutions. Today, advanced provisioning engines have become the cornerstone for ensuring precision, agility, and strict compliance with global regulatory standards.
Financial onboarding is one of the highest-risk stages for fraud exposure. With generative AI and advanced decision engines, institutions can now detect fraudulent patterns in real time, with unmatched precision and minimal friction for legitimate customers.
We are in the ‘Proactive Customer Management Era’ where credit limit management and cross-selling strategies are cornerstones of profitable growth in the financial sector.
We are in the ‘Proactive Customer Management Era’ where credit limit management and cross-selling strategies are cornerstones of profitable growth in the financial sector.
The admission process for financial products has undergone a radical transformation with the integration of advanced technologies like Artificial Intelligence (AI) and decision engines.
How to prevent defaults, automate with empathy, and enhance customer experience. In an era where arrears can escalate quickly and customers demand more humanised experiences, lenders, banks, and fintechs must reinvent how they manage portfolios—starting with early-stage collections.
Unlike past automation waves, generative AI creates original, contextualised, and useful content—text, analysis, recommendations, code, personalised responses, executive summaries—in seconds.
At AlgoNew, we believe AI doesn’t just change how we collect—it redefines why and for whom we do it. AI lets us move beyond rigid, costly models and adopt smarter, proactive, and customer-centric strategies.
